Tuesday, June 18, 2013

HEALTH INSURANCE - STAR CARDIAC CARE

Star Health Insurance has launched Star Cardiac Care Insurance policy for patients who had undergone heart surgery in the past.
Eligibility

 Any person aged between 10 years and 65 years and who has undergone for the first time PTCA (Stenting) or CABG (By-pass) between 6 months and 3 years prior to the date of policy purchase.

Special Features

Section 1: In-patient hospitalisation expenses
Ø  101 Day-care treatments covered.
Ø  Covered where the hospitalisation is for a minimum of 24 hours.
Ø  Ambulance charges for emergency transportation to hospital as per specified limits.
Ø  Pre-existing diseases covered after 48 months
Ø  Lifelong renewals

Section 2: Cardiac ailments covered after 3 months itself
Ø  Under Gold Plan, any cardiac related complications necessitating surgery/
          intervention and also cardiac medical management.
Ø  Under Silver Plan, any cardiac related complications necessitating surgery/
          intervention only.

 Pre- Medical screening: All persons proposing for this insurance should undergo   
 Preacceptance medical screening at the Company nominated centers. Cost of screening is currently borne by the company.

Tax Benefit
  Amount paid by any mode other than by cash for this insurance is eligible for relief  
        under Section 80D of the Income Tax Act.


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